Financing

CareCredit is nothing like your regular credit card.

It can be used to pay for out-of-pocket expenses that are not covered by medical insurance, and special financing options that you may not be able to get with other cards are readily available.

CreditCare is a financial lending institution that has entered into agreements with a wide range of healthcare providers who accept its card as payment for their services. The card can be used to cover traditional medical insurance copayments​on covered services as well as for elective medical procedures that are not covered by traditional insurance plans. The providers range from doctors, dentists and surgical centers to vision care and hearing centers, and hair restoration and even veterinary services. Cardholders simply go to the CareCredit website and enter a zip code to find local providers that take the card.

With CareCredit you can pay for health and wellness care at over 200,000 enrolled providers across the nation. And once you’ve applied, you can use it again and again at any location that accepts CareCredit.

CareCredit provides both long and short term financing options and with shorter term financing options of 6 & 12 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period.

CareCredit also offers longer term financing periods such as 24 months, 36 months, 48 months, and 60 months.

You can apply for CareCredit online via their website or even by telephone and find out immediately if you have been approved.

All you would need are the following:

• Doctor’s name
• How you plan to use the card
• Name
• Address
• Date of Birth
• Social Security Number
• Net income
• Housing information